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I went through the original Money Makeover challenges and culled out the ones I seem to be having the most trouble with. I came up with a list to work on this fall.
Research the 7 areas of financial management - Finish reading Gail Vaz-Oxlade's "A Woman of Independent Means"
Daily morning Bible study - I am finding my days so busy, and I am exhausted when I wake up...due to health issues. So I nap some more, and before I know it, it's 9 a.m. and I have to be on the road somewhere!
Cleaning schedule. Set one up and stick to it! - I am getting back on track here...using Beth Dargis and my old Flylady routines.
Discuss once a week what needs to be done in the area of household management. - we are finally to the point where we can do this. I sit Paul down every week before his days off and ask him what we're doing. I already come with plans for myself and for him.
Follow Beth Dargis' De-clutter Calendar for the year. - I slacked off on this this summer, but I've picked it up again. Not much to catch up on really. It's just a matter of doing things!
900 minutes of exercise in 30 days challenge. - This has been totally abysmal. I just gave up hope of ever being able to make a difference in my weight or health with exercise. All it does is hurt me even more...so why bother? I don't believe them when they tell me it's good for me anymore. The drugs have so ruined my body I can't get it to function anymore. And what the drugs haven't done to it, arthritis has decided to do instead. I know this is a lousy attitude and I have to do something. So I'm walking again. But I'm sure not breaking any records with it. It's kind of an "in your face" thing. I refuse to let the drugs and illnesses get me to the point where I can't walk anymore.
Start practicing meditation every morning...start with crown.org's money scriptures. - well I finished Crown.org's scriptures, but I didn't manage meditating every morning. It was just too much with people interrupting all the time. I may have to try it this fall, now Meghan isn't here, Paul is at work and I finally figured out how to turn the ringer off on my phone!
Exercise DVDs. Use every day. - Hahahahahahaha! Not likely. Don't think I've watched one since spring. I have a better disposition if I just get out and enjoy life. Exercise makes me tired and hungry. Not things I want to encourage.
Sew up fabric in basement before buying clothes...what do I have that I can use? - well, I've had no need for new clothes really. But this fall I will need some long sleeved blouses. This winter too. Hmmm...will have to see what I have that I can sew up...
Create a daily schedule to include exercise, frugal activities, & fibre work and stick to it. - No go. This is just so structured and organized my entire body, soul and mind wants to rebel! Still, I think it might help some to set up some routines...there...that's not as bad as saying schedule, is it?
Research starting a business. - This is not likely to happen. I am too busy. Paul likes the idea of me running a business (tax write offs), but in actual practice he has a hard time with me not being available for him when he wants me.
Come up with a list of things to sell and make them or do it! - I am making things to sell. The craft fairs I wanted to be involved in fell through. Still, I haven't really got enough inventory to sell yet, so maybe that is a good thing. I'll work on next year.
Make a decision as to which renovation to tackle first...together! DO IT! - We have done this. Mostly I jumpstarted the issue by paying with my inheritance to have some work done on the house. Paul is motivated now. He's been puttering around on the outside, and is making plans for the inside of the house. He's working up to more aggressive work on the interior. I've been offering to help, but so far no go. He wants to do it on his own it seems. So we'll leave him to it.
Create a schedule for refinishing furniture. Put supplies in budget. - This just did not get done this summer. With everything else going on, I just did not do a single thing. My place of choice for refinishing is my back patio. Unfortunately it had painters, trees, roofers, etc. climbing all over it this summer. Maybe next year.
Empty sewing unit and sell, or re-use in basement. - This is a laughing matter at our house right now. Just mention the sewing unit and get a genuine laugh. The faster I empty this, the faster it refills. I honestly don't know people. I occasionally pull out a box of things to work on, but nothing gets done because I can't lift it to the basement where my sewing machine is. And I keep forgetting to ask Paul to do it for me...sigh...
Redo wills and power of attorney. - Well we'd planned to do it this fall. Don't know what Paul thinks. I think he views the whole business as unnecessary. I am frustrated. I'm hoping Dave Ramsey can help there.
Look at the art side of fibre work. Talk to people re: exhibitions, etc. - I am attending a friend's exhibit reception this week. She has some fibre art on display at a local gallery. I want to see how she is doing and what she is doing.
Cost out move. Assume 3 bedroom bungalow. - I am getting the distinct feeling Paul wants to stay in this house, if we fix it up. Several times I've had to pull him up short about there not being a main floor bath and bedroom. He's not getting the point. I have bursitis in my knees. I can't lift things over five pounds because of my back. I'm seriously thinking of scaling back to a two bedroom apartment.
Do Morning Pages. - hahahahaha! Who has time?
Mini-retreats at home every month. - A nice idea, but not practical this summer. Too much going on. Maybe this fall.
Plan some fun for Paul and I. List 3 ways we can have fun for free this month. - We've actually been doing better on this since Meghan left. Each week we take turns doing something nice or planning a date night. We've been to the movies, a company picnic, a cafe for dessert and tea, had a sumptious dinner laid out and cooked for us. Yep, not too bad.
Dance classes with Paul. - Nope. Too busy, as per usual. I'm thinking this might be something to start after I get my knee and back sorted out. I can't really stand for more than half an hour on a hard floor right now.
Do one renovation project per month together on Paul's 3 day weekend. - Well we had our fill of renovation projects this summer! This fall, when the weather turns bad, we'll focus more on inside renovation projects with this goal in mind.
Daily morning Bible study - I am finding my days so busy, and I am exhausted when I wake up...due to health issues. So I nap some more, and before I know it, it's 9 a.m. and I have to be on the road somewhere!
Cleaning schedule. Set one up and stick to it! - I am getting back on track here...using Beth Dargis and my old Flylady routines.
Discuss once a week what needs to be done in the area of household management. - we are finally to the point where we can do this. I sit Paul down every week before his days off and ask him what we're doing. I already come with plans for myself and for him.
Follow Beth Dargis' De-clutter Calendar for the year. - I slacked off on this this summer, but I've picked it up again. Not much to catch up on really. It's just a matter of doing things!
900 minutes of exercise in 30 days challenge. - This has been totally abysmal. I just gave up hope of ever being able to make a difference in my weight or health with exercise. All it does is hurt me even more...so why bother? I don't believe them when they tell me it's good for me anymore. The drugs have so ruined my body I can't get it to function anymore. And what the drugs haven't done to it, arthritis has decided to do instead. I know this is a lousy attitude and I have to do something. So I'm walking again. But I'm sure not breaking any records with it. It's kind of an "in your face" thing. I refuse to let the drugs and illnesses get me to the point where I can't walk anymore.
Start practicing meditation every morning...start with crown.org's money scriptures. - well I finished Crown.org's scriptures, but I didn't manage meditating every morning. It was just too much with people interrupting all the time. I may have to try it this fall, now Meghan isn't here, Paul is at work and I finally figured out how to turn the ringer off on my phone!
Exercise DVDs. Use every day. - Hahahahahahaha! Not likely. Don't think I've watched one since spring. I have a better disposition if I just get out and enjoy life. Exercise makes me tired and hungry. Not things I want to encourage.
Sew up fabric in basement before buying clothes...what do I have that I can use? - well, I've had no need for new clothes really. But this fall I will need some long sleeved blouses. This winter too. Hmmm...will have to see what I have that I can sew up...
Create a daily schedule to include exercise, frugal activities, & fibre work and stick to it. - No go. This is just so structured and organized my entire body, soul and mind wants to rebel! Still, I think it might help some to set up some routines...there...that's not as bad as saying schedule, is it?
Research starting a business. - This is not likely to happen. I am too busy. Paul likes the idea of me running a business (tax write offs), but in actual practice he has a hard time with me not being available for him when he wants me.
Come up with a list of things to sell and make them or do it! - I am making things to sell. The craft fairs I wanted to be involved in fell through. Still, I haven't really got enough inventory to sell yet, so maybe that is a good thing. I'll work on next year.
Make a decision as to which renovation to tackle first...together! DO IT! - We have done this. Mostly I jumpstarted the issue by paying with my inheritance to have some work done on the house. Paul is motivated now. He's been puttering around on the outside, and is making plans for the inside of the house. He's working up to more aggressive work on the interior. I've been offering to help, but so far no go. He wants to do it on his own it seems. So we'll leave him to it.
Create a schedule for refinishing furniture. Put supplies in budget. - This just did not get done this summer. With everything else going on, I just did not do a single thing. My place of choice for refinishing is my back patio. Unfortunately it had painters, trees, roofers, etc. climbing all over it this summer. Maybe next year.
Empty sewing unit and sell, or re-use in basement. - This is a laughing matter at our house right now. Just mention the sewing unit and get a genuine laugh. The faster I empty this, the faster it refills. I honestly don't know people. I occasionally pull out a box of things to work on, but nothing gets done because I can't lift it to the basement where my sewing machine is. And I keep forgetting to ask Paul to do it for me...sigh...
Redo wills and power of attorney. - Well we'd planned to do it this fall. Don't know what Paul thinks. I think he views the whole business as unnecessary. I am frustrated. I'm hoping Dave Ramsey can help there.
Look at the art side of fibre work. Talk to people re: exhibitions, etc. - I am attending a friend's exhibit reception this week. She has some fibre art on display at a local gallery. I want to see how she is doing and what she is doing.
Cost out move. Assume 3 bedroom bungalow. - I am getting the distinct feeling Paul wants to stay in this house, if we fix it up. Several times I've had to pull him up short about there not being a main floor bath and bedroom. He's not getting the point. I have bursitis in my knees. I can't lift things over five pounds because of my back. I'm seriously thinking of scaling back to a two bedroom apartment.
Do Morning Pages. - hahahahaha! Who has time?
Mini-retreats at home every month. - A nice idea, but not practical this summer. Too much going on. Maybe this fall.
Plan some fun for Paul and I. List 3 ways we can have fun for free this month. - We've actually been doing better on this since Meghan left. Each week we take turns doing something nice or planning a date night. We've been to the movies, a company picnic, a cafe for dessert and tea, had a sumptious dinner laid out and cooked for us. Yep, not too bad.
Dance classes with Paul. - Nope. Too busy, as per usual. I'm thinking this might be something to start after I get my knee and back sorted out. I can't really stand for more than half an hour on a hard floor right now.
Do one renovation project per month together on Paul's 3 day weekend. - Well we had our fill of renovation projects this summer! This fall, when the weather turns bad, we'll focus more on inside renovation projects with this goal in mind.
So that's the list that will keep us busy this fall. Not bad, but all areas I need work on still. I'm doing better in them than I was...just not as good as I could be.
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